Senior Care Concierge Blog

Does The New Health Care Law Shrink The Doughnut-Hole

Written by Bob Francis | 05 February 2012

The new health care law that was signed last year has made some provisions starting in 2011 the attempts to shrink the gap of the out of pocket expense for drugs under the Medicare part D section. It will save some people a considerable amount of money they had to spend last year but it [...]

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Why do We Need a Will

Written by Bob Francis | 05 February 2012

The Importance of a Will Wills are important for a variety of reasons, the greatest of which is to ensure that YOU decide how your estate is distributed to and among your loved ones.  However, here are four more benefits to having a Will: 1.      To appoint a Guardian for your minor children 2.      To [...]

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Long Term Insurance has Many Changes

Written by Bob Francis | 05 February 2012

Looking at purchasing Long Term Care Insurance? Get ready for sky rocketing prices and companies leaving the market. Years ago many companies started offering insurance for those that might need long term care in the future. The only problem is that many of these companies miscalculated both the need and the longevity of people in [...]

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A Senior Couple Contemplate a Reverse Mortgage

Written by Bob Francis | 05 February 2012

Senior Couple Running out of Money I recently worked with a couple that were having a hard time making ends meet. They said that every month “there were too many days left after they ran out of money”. Since they were no longer working the couple started to looking at other options. One of the [...]

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My Father is Slowly Deteriorating

Written by Bob Francis | 05 February 2012

What is Happening to My Senior Father? My father is rapidly deteriorating before my eyes. I wonder how much time he has left? I am mad that it came to this before we really got to know each other. Or rather I got to know him! He can’t talk much anymore. I started to really [...]

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